Alfred R Rego Jr - Attorney At Law - Rhode Island

Alfred R. Rego, Jr.*
Admitted to Rhode Island Bar, 1976; U.S. District Court, District of Rhode Island, 1977.
Education: Bryant College (B.S.B.A. 1973); Franklin Pierce Law Center (J.D. 1976). Phi Alpha Delta.

Member: American Rhode Island and Bristol County Bar Associations; Rhode Island Council of Family Mediators; Society of Professionals in Dispute Resolution/American Arbitration Association.

Positions: Former Probate Judge, Town of Bristol. Former Commissioner – Rhode Island Racing and Athletics Hearing Board. Former Law instructor, Roger Williams University. 1984 candidate for First Congressional District of Rhode Island.

Preferred New Clients: My typical clients are individuals or married couples who have acquired substantial consumer debt and reached a point where they are having difficulty making their monthly payments. Sometimes they are behind on their house or auto payments and are facing foreclosure or repossession. Through Chapter 7 or Chapter 13, we can usually take the pressure off by either discharging or reorganizing debts. Typically, this can be accomplished without losing any property and frequently prevent the loss of a home or vehicle. A typical consumer Chapter 7 takes about three to four months to complete. A Chapter 13 usually runs three to five years before finishing and receiving a discharge from the Court.

Specialty Certifications: The State of Rhode Island does not certify specialties although I am certified by the Rhode Island Family Court as a Divorce Mediator.

Other Court Admissions: Rhode Island Supreme Court and United States District Court for the District of Rhode Island and United States Bankruptcy Court for the District of Rhode Island.

Association Memberships: American Bar Association, Rhode Island and Bristol County Bar Associations.

Continuing Education: I attend continuing legal education seminars by the state and county bar associations as well as private providers on broad topics of general interest, specifically on topics of Family Law, Real Estate, Bankruptcy and related areas. I remain current in the law by constantly reviewing new cases and treatises dealing with bankruptcy, insolvency and estate planning issues.

Papers and Publications: Living in Rhode Island – A Handbook of Consumer Law, 1979.I authored, host and maintain our web site. Example Cases We offer a range of services. Please visit our web site at for detailed information.

Focus and Accomplishments: Assistant Editor, 1975 New Hampshire Bar Journal First Annual Survey of New Hampshire Law; Vice President, Phi Alpha Delta Legal Fraternity 1975.

Firm Focus and History: Rego & Rego was established in 1976 as a family operated law firm striving to provide the highest quality of legal services in a broad range of areas for our community.We strive to be a full-service law firm, drawing on our individual areas of concentration to offer personalized attention in identifying and achieving our clients’ goals in a confidential manner. Our pragmatism, aggressive use of technology and our dedication to client satisfaction distinguishes us from our peers in the legal community. We also take an innovative approach to meeting our clients’ needs, including developing partnering relationships and designing special or alternative fee arrangements.

Previous Employment Summary: Probate Judge for the Town of Bristol from 1978 through 1984 where I presided over cases involving the probating of wills, estate administration, guardianships and adoptions.

Hearing Commission on Rhode Island’s Racing and Athletics Hearing Board 1990 to 1995 where I presided on a three-officer panel hearing disputes and agency appeals.

Activities and Awards: Rego & Rego is rated “B.V.” by Martindale-Hubbel Law Directory, one of the highest ratings a law firm may be given by this internationally-known directory of attorneys.

What is your opinion regarding clients educating themselves on legal issues?
Anyone facing a legal issue should educate himself or herself as much as possible about the issues affecting them. Part of our mission is to educate and guide our clients to help them achieve their desired results. The better informed our clients are, the more we can help them achieve the best results.

Are you willing to review documents prepared by clients?
I often review documents prepared by clients. Some need little guidance, and others need more. Either way, they get our best advice and effort.

Are you willing to coach clients who want to represent themselves?
Bankruptcy attorneys are not allowed to coach people without putting their name on the representation. I have coached clients who want to represent themselves in other areas of the law. Bankruptcy law is not an area where I encourage people to do it alone. It is true that many cases are routine, but there are forms, procedures, requirements and negotiation sessions in the process that is beyond the ability of the average citizen. An attorney can make a significant difference in any court proceeding.

Why did you decide to be a lawyer?
My decision to become an attorney was generally a vocational one. I wanted flexibility in my work, to be self-employed, and to be able to spend time with my family. My father was in the diplomatic corps and self employed for all of his adult life. I have always had the ability to listen, communicate well with people and complete administrative tasks for a positive result. My personal philosophy is to contribute to society in the most positive way. I am highly motivated to help and have found no better way to achieve this than by practicing law.

What work experience and education helps you be a better lawyer?
After representing thousands of clients in bankruptcy, I am generally able to steer new clients in the right direction. I can give clients options that work well for them. I have talked many people out of bankruptcy where it was not in their best interests, but I am a firm believer in the benefits of bankruptcy. An individual’s quality of life can be greatly improved when debt has become oppressive. I think my belief in the system and my extensive experience makes me a better lawyer. I am a generalist not a specialist. A well-rounded legal experience is imperative in truly representing a client to the fullest of one’s ability.

Why did you decide on your primary area of practice?
My undergraduate background is accounting, which combined with my legal ability has helped me in counseling clients who find themselves in financial difficulty.

What do you like best about your career?
Every case brings new opportunities and challenges. My career helps me to continue to grow and improve. It is satisfying to make a difference in others’ lives. Tell us about your law firm: We are a small law firm, so all of my clients deal directly with me. My secretary/legal assistant is attentive and sensitive to our clients’ immediate needs and has a wealth of knowledge to provide personal service.

What are your strengths and style?
I have a strong sense of justice and desire to help. I like to take a client “as they are” and answer the questions they want answered. I am candid and straightforward with my clients and like to develop a team working relationship with them. I listen.

Personal Interests: I enjoy music, song writing and home studio recording. I am also a firearms enthusiast and work at target proficiency. I enjoy golf, skiing and sailing. I am also devoted to my pet cat “Miss Kitty.”

Foreign Languages: I am conversant in both Portuguese and Spanish.

Fixed-Price Services and Fees: Attorney’s fees vary depending on the complexity of the case and the issues involved. However, most cases are routine and can be handled with reasonable fees. Chapter 7 cases usually $1,500. Chapter 13 cases usually $2,500. We work with you so that you can pay through a payment plan over time, although our policy is to file upon receipt of payment in full. Hourly Rates $175 to $225 depending on whether the time is spent in the office or in court. Free Initial Consultation? My initial consultation fee is $60, which is applied toward the total fee if retained.

Typical Retainer: The typical retainer is $500.